/* ==========================================================================
   Conseils&Fi · feuille de style du site
   ========================================================================== */

:root{
  color-scheme: dark;
  --bg:#060B18; --bg-2:#0A1224; --panel:#0F1A33; --panel-2:#13213F;
  --line:rgba(160,180,220,.14); --line-2:rgba(212,175,95,.35);
  --text:#EAF0FA; --soft:#C8D1E2; --muted:#93A0B8; --dim:#66728C;
  --gold:#D4AF5F; --gold-2:#F3D892;
  --green:#46DFA0; --red:#FF7A6B; --amber:#FFC45C;
  --display:"Syne", "Arial Black", system-ui, sans-serif;
  --sans:"Figtree", system-ui, -apple-system, "Segoe UI", sans-serif;
  --mono:"IBM Plex Mono", ui-monospace, Consolas, monospace;
  --wrap:1200px;
  /* Couleurs adaptatives (redéfinies dans les bandes claires) */
  --hi:#fff; --field:rgba(255,255,255,.04); --ghost:rgba(255,255,255,.04); --track:rgba(255,255,255,.08);
  --stroke:rgba(234,240,250,.4); --form-bg:rgba(6,11,24,.6); --shadow:none;
}
@property --ang{syntax:"<angle>";inherits:false;initial-value:0deg}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--sans);font-size:16px;line-height:1.65;overflow-x:hidden}
img{max-width:100%;height:auto}
a{color:inherit}
[hidden]{display:none!important}
:focus-visible{outline:2px solid var(--gold-2);outline-offset:3px;border-radius:6px}
h1,h2,h3,h4{font-family:var(--display);line-height:1.08;text-wrap:balance;margin:0;font-weight:700;letter-spacing:-.02em}
p{margin:0}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:20px}
.tnum{font-variant-numeric:tabular-nums}
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--gold);color:#1A1406;padding:10px 14px;border-radius:8px;font-weight:600}
.skip:focus{left:8px}
.test-banner{position:fixed;left:12px;bottom:12px;z-index:90;font:600 12px var(--sans);background:#B4412F;color:#fff;padding:6px 10px;border-radius:999px;box-shadow:0 6px 20px rgba(0,0,0,.4)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font:600 12px/1.3 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold)}
.eyebrow::before{content:"";width:22px;height:1px;background:var(--gold);flex:none}
.gold-text{background:linear-gradient(100deg,var(--gold-2) 0%,var(--gold) 45%,#FFF1C9 55%,var(--gold) 70%);background-size:200% 100%;-webkit-background-clip:text;background-clip:text;color:transparent;animation:shine 6s linear infinite}
@keyframes shine{to{background-position:-200% 0}}

/* Boutons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font:600 15px/1 var(--sans);padding:15px 22px;border-radius:999px;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .25s,box-shadow .25s,border-color .25s;white-space:nowrap}
.btn-gold{background:linear-gradient(135deg,#F3D892,#D4AF5F);color:#1A1406;box-shadow:0 10px 30px -10px rgba(212,175,95,.6)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 16px 40px -10px rgba(212,175,95,.8)}
.btn-ghost{border-color:var(--line);background:var(--ghost);color:var(--text)}
.btn-ghost:hover{border-color:var(--gold)}
.btn .arr{transition:transform .25s}
.btn:hover .arr{transform:translateX(4px)}
.btn[disabled]{opacity:.6;cursor:wait}
.panel{background:linear-gradient(160deg,var(--panel-2),var(--panel));border:1px solid var(--line);border-radius:22px}
.glass{background:linear-gradient(160deg,rgba(26,42,78,.72),rgba(12,20,40,.72));border:1px solid var(--line);border-radius:24px;backdrop-filter:blur(14px)}

/* ---------- En-tête ---------- */
.site-head{position:sticky;top:0;z-index:40;background:rgba(6,11,24,.84);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);transition:background .3s,border-color .3s}
.home .site-head{position:fixed;left:0;right:0;background:transparent;border-color:transparent;backdrop-filter:none}
.home .site-head.scrolled{background:rgba(6,11,24,.84);backdrop-filter:blur(14px);border-color:var(--line)}
.site-head .wrap{display:flex;align-items:center;gap:34px;padding-block:14px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff;flex:none}
.logo .wm{font:700 25px/1 "Cormorant Garamond", Georgia, serif;white-space:nowrap}
.logo .wm span{color:var(--gold)}
.menu{display:flex;gap:28px;font-size:15px;font-weight:500;color:var(--soft);white-space:nowrap}
.menu a{text-decoration:none;position:relative;padding-block:4px}
.menu a::after{content:"";position:absolute;left:0;right:100%;bottom:-2px;height:1px;background:var(--gold);transition:right .3s}
.menu a:hover::after,.menu a.on::after{right:0}
.menu a.on{color:#fff}
.head-cta{margin-left:auto;display:flex;align-items:center;gap:14px;flex:none}
.head-tel{font:500 14px var(--mono);color:var(--soft);white-space:nowrap;text-decoration:none}
.head-cta .btn{padding:11px 18px;font-size:14px}
.snd,.burger{flex:none;width:44px;height:44px;border-radius:12px;border:1px solid var(--line);background:rgba(255,255,255,.04);color:var(--soft);cursor:pointer;display:grid;place-items:center;transition:border-color .3s,color .3s}
.snd:hover,.burger:hover{border-color:var(--gold)}
.snd .eq{display:none;align-items:flex-end;gap:3px;height:16px}
.snd .eq i{width:3px;background:var(--gold-2);border-radius:2px;animation:eq 1s ease-in-out infinite}
.snd .eq i:nth-child(2){animation-delay:-.35s}.snd .eq i:nth-child(3){animation-delay:-.7s}
@keyframes eq{0%,100%{height:4px}50%{height:16px}}
.snd[aria-pressed="true"]{border-color:var(--gold);color:var(--gold-2)}
.snd[aria-pressed="true"] .off{display:none}
.snd[aria-pressed="true"] .eq{display:flex}
.burger{display:none}
.burger span,.burger span::before,.burger span::after{display:block;width:18px;height:1.5px;background:#fff;position:relative;transition:transform .3s,background .3s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0}
.burger span::before{top:-6px}.burger span::after{top:6px}
.site-head.open .burger span{background:transparent}
.site-head.open .burger span::before{transform:translateY(6px) rotate(45deg)}
.site-head.open .burger span::after{transform:translateY(-6px) rotate(-45deg)}
.mob-menu{display:none}
@media (max-width:1180px){.head-tel{display:none}}
@media (max-width:980px){
  .menu{display:none}.burger{display:grid}
  .site-head.open{background:rgba(6,11,24,.97)!important;backdrop-filter:blur(14px)}
  .site-head.open .mob-menu{display:grid;gap:2px;padding:0 20px 16px}
  .mob-menu a{padding:12px 10px;text-decoration:none;font-weight:500;border-radius:10px}
  .mob-menu a:hover{background:rgba(255,255,255,.05)}
  .mob-menu .tel{font-family:var(--mono);color:var(--gold-2);font-size:14px}
}
@media (max-width:460px){.head-cta .btn{display:none}.logo .wm{font-size:22px}.site-head .wrap{gap:12px}}

/* ---------- Accueil : hero 3D ---------- */
.pin{position:relative;background:radial-gradient(120% 80% at 70% 20%,#14254A 0%,var(--bg) 60%)}
.stage{position:relative;height:100vh;height:100svh;min-height:640px;overflow:hidden}
#gl{position:absolute;inset:0;width:100%;height:100%;display:block}
.glow{position:absolute;inset:0;pointer-events:none;background:radial-gradient(600px circle at 70% 40%,rgba(212,175,95,.10),transparent 60%)}
.grid-bg{position:absolute;inset:0;pointer-events:none;background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:64px 64px;mask-image:radial-gradient(ellipse at 50% 60%,#000 20%,transparent 70%);-webkit-mask-image:radial-gradient(ellipse at 50% 60%,#000 20%,transparent 70%);opacity:.35;transform:perspective(600px) rotateX(58deg) translateY(35%) scale(1.8);transform-origin:50% 100%}
.hero-copy{position:relative;z-index:5;height:100%;display:flex;flex-direction:column;justify-content:safe center;padding-top:110px;padding-bottom:48px;max-width:var(--wrap);margin-inline:auto;padding-inline:20px}
.hero-copy .inner{max-width:580px}
.hero h1{font-size:clamp(36px,4.4vw,62px);margin-block:18px}
.hero .lead{font-size:17.5px;color:var(--soft);max-width:34em}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.hud{margin-top:28px;display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.hud-box{background:rgba(15,26,51,.65);border:1px solid var(--line);backdrop-filter:blur(12px);border-radius:16px;padding:14px 18px;min-width:260px}
.hud-lbl{font:500 11.5px var(--mono);letter-spacing:.08em;color:var(--muted);text-transform:uppercase}
.hud-val{font:700 34px/1.1 var(--display);transition:color .4s;white-space:nowrap}
.hud-sub{font-size:13px;color:var(--muted)}
.scroll-hint{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--muted);transition:opacity .3s}
.mouse{width:22px;height:34px;border:1.5px solid var(--muted);border-radius:12px;position:relative;flex:none}
.mouse::after{content:"";position:absolute;left:50%;top:7px;width:3px;height:7px;margin-left:-1.5px;border-radius:2px;background:var(--gold);animation:wheel 1.6s infinite}
@keyframes wheel{0%{opacity:1;transform:translateY(0)}100%{opacity:0;transform:translateY(10px)}}
.progress-rail{position:absolute;right:28px;top:50%;transform:translateY(-50%);z-index:6;display:grid;gap:14px;font:500 11px var(--mono);color:var(--dim);text-align:right}
.progress-rail div{display:flex;align-items:center;gap:10px;justify-content:flex-end;transition:color .3s}
.progress-rail div::after{content:"";width:8px;height:8px;border-radius:50%;border:1px solid currentColor;transition:background .3s}
.progress-rail div.on{color:var(--gold)}
.progress-rail div.on::after{background:var(--gold)}
@media (min-width:901px){.hud{position:absolute;right:20px;bottom:44px;margin:0;flex-direction:column;align-items:flex-end;gap:12px}}
@media (min-width:901px) and (max-height:760px){.hero .lead{font-size:16px}.hero h1{font-size:clamp(34px,3.8vw,52px)}}
@media (max-width:900px){
  .progress-rail,.grid-bg,.scroll-hint{display:none}
  .hero-copy{justify-content:flex-start;padding-top:88px;padding-bottom:20px}
  .hero .eyebrow{font-size:10.5px;letter-spacing:.12em;line-height:1.4}
  .hero .eyebrow::before{display:none}
  .hero h1{font-size:clamp(28px,7.6vw,38px);margin-block:10px 12px}
  .hero .lead{font-size:15px;line-height:1.55}
  .ctas{margin-top:16px;gap:10px}
  .ctas .btn{padding:13px 18px;font-size:14px}
  .hud{margin-top:auto;padding-top:16px}
  .hud-box{padding:10px 14px;min-width:0}
  .hud-val{font-size:26px}
  .hud-sub{font-size:12px}
}
@media (max-width:900px) and (max-height:740px){.hero .lead{display:none}}
.proof-strip{position:relative;z-index:5;border-block:1px solid var(--line);background:var(--bg-2)}
.proof-strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding-block:28px}
@media (max-width:760px){.proof-strip .wrap{grid-template-columns:1fr 1fr}}
.stat b{display:block;font:800 clamp(28px,3.6vw,46px)/1 var(--display);color:var(--hi)}
.stat span{font-size:14px;color:var(--muted)}

/* ---------- Sections génériques ---------- */
section.block{padding-block:100px;position:relative}
.sec-head{max-width:760px;margin-bottom:44px}
.sec-head h2{font-size:clamp(28px,4vw,52px);margin-top:16px}
.sec-head p{color:var(--muted);margin-top:16px;font-size:17.5px;max-width:40em}
.reveal{transition:transform .9s cubic-bezier(.2,.7,.2,1),filter .9s}
.reveal.pre{transform:translateY(40px);filter:blur(4px)}
.bg-2{background:var(--bg-2)}

/* Cartes situations (inclinables) */
.situations{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;perspective:1200px}
@media (max-width:960px){.situations{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.situations{grid-template-columns:1fr}}
.tilt{--rx:0deg;--ry:0deg;--gx:50%;--gy:50%;position:relative;display:flex;flex-direction:column;gap:12px;padding:26px;border-radius:22px;text-decoration:none;background:linear-gradient(160deg,var(--panel-2),var(--panel));border:1px solid var(--line);transform:rotateX(var(--rx)) rotateY(var(--ry));transform-style:preserve-3d;transition:transform .2s ease-out,border-color .3s;overflow:hidden}
.tilt::before{content:"";position:absolute;inset:0;background:radial-gradient(400px circle at var(--gx) var(--gy),rgba(243,216,146,.16),transparent 45%);opacity:0;transition:opacity .3s;pointer-events:none}
.tilt:hover{border-color:var(--line-2)}
.tilt:hover::before{opacity:1}
.tilt .ic{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:rgba(212,175,95,.12);border:1px solid var(--line-2)}
.tilt q,.tilt b{font:700 20px/1.25 var(--display);quotes:"« " " »";color:var(--hi)}
.tilt p,.tilt span.d{color:var(--muted);font-size:15px}
.tilt .go{margin-top:auto;font-weight:600;font-size:14px;color:var(--gold)}
.situations.min .tilt{padding:22px;min-height:0}
.situations.min .tilt b{font-size:18px}

/* Simulateur */
.sim{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
@media (max-width:900px){.sim{grid-template-columns:1fr}}
.sim .glass{padding:28px}
.grp{padding-block:6px 18px;border-bottom:1px solid var(--line)}
.grp:last-child{border-bottom:0;padding-bottom:0}
.grp-t{font:600 12px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:4px}
.ctl{margin-top:16px}
.ctl:first-child{margin-top:0}
.grp .ctl:first-of-type{margin-top:12px}
.ctl label{display:flex;justify-content:space-between;gap:12px;font-size:14.5px;font-weight:600;margin-bottom:8px}
.ctl output{font-family:var(--mono);color:var(--gold-2);white-space:nowrap}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:linear-gradient(90deg,var(--gold) var(--fill,50%),rgba(255,255,255,.1) var(--fill,50%));outline:none;margin:6px 0}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:4px solid var(--gold);box-shadow:0 0 0 6px rgba(212,175,95,.18);cursor:pointer}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:4px solid var(--gold);cursor:pointer}
input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 6px rgba(243,216,146,.5)}
.toggle{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px 0 4px;cursor:pointer}
.toggle .tt{font-size:15px;font-weight:600;display:block}
.toggle .ts{display:block;font-size:13px;color:var(--muted);font-weight:400}
.toggle input{position:absolute;opacity:0;width:1px;height:1px}
.sw{flex:none;width:52px;height:30px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid var(--line);position:relative;transition:background .3s}
.sw::after{content:"";position:absolute;top:3px;left:3px;width:22px;height:22px;border-radius:50%;background:#fff;transition:transform .3s}
.toggle input:checked + .sw{background:var(--gold)}
.toggle input:checked + .sw::after{transform:translateX(22px)}
.toggle input:focus-visible + .sw{outline:2px solid var(--gold-2);outline-offset:3px}
.immo-fields{display:grid;grid-template-rows:0fr;transition:grid-template-rows .45s ease}
.immo-fields.open{grid-template-rows:1fr}
.immo-fields > div{overflow:hidden}
.result{display:flex;flex-direction:column;gap:20px;position:sticky;top:90px}
.lbl{font:500 12px var(--mono);letter-spacing:.08em;color:var(--green);text-transform:uppercase}
.big{font:800 clamp(40px,5.4vw,76px)/1 var(--display);color:var(--hi);white-space:nowrap}
.big small{font-size:.36em;color:var(--muted);font-weight:600;margin-left:.2em}
.gain{font-size:18px}
.gain strong{color:var(--green)}
.bars{display:grid;gap:10px}
.bar{display:grid;grid-template-columns:70px 1fr 84px;gap:12px;align-items:center;font:500 13px var(--mono);color:var(--muted)}
.bar span:last-child{text-align:right}
.bar i{display:block;height:14px;border-radius:8px;transition:width .6s cubic-bezier(.2,.7,.2,1)}
.bar .b1{background:linear-gradient(90deg,#8A3B35,var(--red))}
.bar .b2{background:linear-gradient(90deg,#1E8A63,var(--green))}
.honest{font-size:12.5px;color:var(--dim);line-height:1.55}

/* Frise des étapes */
.timeline{position:relative;display:grid;gap:26px;padding-left:64px;max-width:820px}
.tl-rail{position:absolute;left:22px;top:6px;bottom:6px;width:2px;background:var(--line)}
.tl-fill{position:absolute;left:0;top:0;width:100%;height:0;background:linear-gradient(var(--gold-2),var(--gold));box-shadow:0 0 18px var(--gold)}
.tl-step{position:relative}
.tl-dot{position:absolute;left:-64px;top:0;width:46px;height:46px;border-radius:50%;display:grid;place-items:center;font:800 18px var(--display);background:var(--bg);border:1px solid var(--line-2);color:var(--gold)}
.tl-step h3{font-size:25px}
.tl-step p{color:var(--muted);margin-top:6px;max-width:38em}
.tl-step .when{display:inline-block;margin-top:10px;font:500 12px var(--mono);padding:4px 10px;border-radius:999px;border:1px solid var(--line-2);color:var(--gold-2)}

/* Cas client et tableaux */
.case{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
@media (max-width:900px){.case{grid-template-columns:1fr}}
.case blockquote{margin:18px 0 0;font:700 clamp(22px,2.6vw,32px)/1.3 var(--display);color:var(--hi)}
.case cite{display:block;margin-top:18px;font-style:normal;color:var(--muted)}
.tbl-wrap{overflow-x:auto;border-radius:18px;border:1px solid var(--line);background:var(--panel)}
table{border-collapse:collapse;width:100%;min-width:400px;font-size:15px}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line)}
th{font:600 11.5px var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
td.num,th.num{text-align:right;font-family:var(--mono)}
tr.tot td{font-weight:700;border-bottom:0;font-size:17px}
.pos{color:var(--green)} .neg{color:var(--red)}
.tbl-note{padding:11px 16px;font-size:12.5px;color:var(--dim);border-top:1px solid var(--line)}

/* Équipe (cartes retournables) */
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media (max-width:960px){.team{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.team{grid-template-columns:1fr}}
.flip{perspective:1000px;aspect-ratio:3/4;max-width:100%;cursor:pointer;background:none;border:0;padding:0;color:inherit;text-align:left;font:inherit}
.flip-in{position:relative;display:block;width:100%;height:100%;transform-style:preserve-3d;transition:transform .8s cubic-bezier(.2,.7,.2,1)}
.flip:hover .flip-in,.flip.on .flip-in,.flip:focus-visible .flip-in{transform:rotateY(180deg)}
.face{position:absolute;inset:0;backface-visibility:hidden;-webkit-backface-visibility:hidden;border-radius:22px;overflow:hidden;border:1px solid var(--line);display:flex;flex-direction:column;justify-content:flex-end;padding:22px}
.front{background:#1B2A4E center 20%/cover no-repeat}
.front::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(6,11,24,.92) 88%)}
.front > *{position:relative}
.front .role{font:600 11.5px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:#F3D892}
.front .nm{font:700 23px/1.1 var(--display);margin-top:6px;color:#fff}
.front .hint{font:500 11px var(--mono);color:var(--soft);margin-top:8px}
.back{transform:rotateY(180deg);background:linear-gradient(160deg,#F3D892,#D4AF5F);color:#1A1406;justify-content:center;gap:12px}
.back .nm{font:700 22px/1.1 var(--display)}
.back span.p{font-size:15px;line-height:1.55}

/* Agences et villes */
.agencies{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width:700px){.agencies{grid-template-columns:1fr}}
.agency{border-radius:22px;padding:28px;background:linear-gradient(160deg,var(--panel-2),var(--panel));border:1px solid var(--line);display:grid;gap:10px}
.agency h3{font-size:30px}
.agency .tel{font:500 20px var(--mono);color:var(--gold-2);text-decoration:none}
.agency .hrs{font-size:14px;color:var(--muted)}
.agency a.more{font-weight:600;font-size:14px;color:var(--gold)}
.near{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-block:64px 20px}
.near h3{font-size:clamp(22px,2.6vw,30px)}
.near h3 span{color:var(--gold)}
.near p{color:var(--muted);font-size:15px;margin-top:6px}
.marquee{overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);padding-block:6px}
.track{display:flex;gap:14px;width:max-content;animation:scroll 45s linear infinite}
.track.backward{animation-direction:reverse}
.marquee:hover .track,.marquee:focus-within .track{animation-play-state:paused}
@keyframes scroll{to{transform:translateX(-50%)}}
.city{display:inline-flex;align-items:baseline;gap:10px;font:700 clamp(22px,3vw,40px) var(--display);color:transparent;-webkit-text-stroke:1px var(--stroke);text-decoration:none;white-space:nowrap;padding-inline:10px;transition:color .3s}
.city small{font:500 13px var(--mono);-webkit-text-stroke:0;color:var(--gold)}
.city:hover,.city:focus-visible{color:var(--gold);-webkit-text-stroke:1px var(--gold)}
.city::after{content:"✦";margin-left:18px;font-size:.5em;align-self:center;-webkit-text-stroke:0;color:var(--gold)}

/* Avis */
.g-sum{display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin-bottom:34px}
.g-score{font:800 64px/1 var(--display)}
.stars{color:var(--gold);letter-spacing:3px}
.g-sum small{display:block;color:var(--muted);font-size:14px}
.rev-rows{display:grid;gap:18px}
.rev{width:390px;flex:none;background:var(--panel);border:1px solid var(--line);border-radius:20px;padding:22px 24px;display:flex;flex-direction:column;gap:10px}
.rev .top{display:flex;justify-content:space-between;align-items:center;gap:10px}
.rev .ag{font:500 11.5px var(--mono);color:var(--dim)}
.rev p{font-size:15px;color:var(--soft)}
.rev footer{margin-top:auto;font-size:13.5px;color:var(--muted)}
.rev footer strong{color:var(--hi)}
.track.reviews{animation-duration:90s;align-items:stretch}
@media (max-width:700px){.rev-b-wrap{display:none}.rev{width:300px}}
.revs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.revs .rev{width:auto}
@media (max-width:900px){.revs{grid-template-columns:1fr}}

/* FAQ */
.faq{display:grid;gap:12px;max-width:880px}
.faq details{border:1px solid var(--line);border-radius:18px;padding:0 22px;background:var(--panel);transition:border-color .3s}
.faq details[open]{border-color:var(--line-2)}
.faq summary{cursor:pointer;list-style:none;padding:20px 0;font-weight:600;font-size:17.5px;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font:400 26px/1 var(--display);color:var(--gold);transition:transform .3s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding-bottom:20px;color:var(--muted)}

/* Bloc contact de l'accueil */
.final{position:relative;border-radius:28px;padding:2px;background:conic-gradient(from var(--ang),transparent 0 60%,var(--gold-2) 75%,var(--gold) 85%,transparent 100%);animation:spin 5s linear infinite}
@keyframes spin{to{--ang:360deg}}
.final-in{border-radius:26px;background:radial-gradient(120% 120% at 0% 0%,#1A2B52,var(--bg-2) 60%);padding:48px;display:grid;grid-template-columns:1fr 1fr;gap:40px}
@media (max-width:880px){.final-in{grid-template-columns:1fr;padding:28px}}
.final h2{font-size:clamp(30px,3.6vw,46px)}
.final ul{list-style:none;padding:0;display:grid;gap:10px;margin:22px 0 0;color:var(--soft)}
.final li::before{content:"✦ ";color:var(--gold)}
.final .tels{margin-top:24px;font:500 15px/1.8 var(--mono);color:var(--gold-2)}
.final .tels a{text-decoration:none}
form.lead-form{display:grid;gap:14px;background:var(--form-bg);border:1px solid var(--line);border-radius:20px;padding:24px}

/* Champs de formulaire */
.field{display:grid;gap:6px}
.field label{font-size:13px;font-weight:600;color:var(--soft)}
.field input,.field select,.field textarea{width:100%;font:15px var(--sans);padding:13px 14px;border:1px solid var(--line);border-radius:12px;background:var(--field);color:var(--text)}
.field select option{background:var(--panel);color:var(--text)}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);outline:none}
.field input[aria-invalid="true"]{border-color:var(--red)}
.row2,.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.row2,.fgrid{grid-template-columns:1fr}}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}
.consent input{margin-top:3px;accent-color:var(--gold)}
.consent a{color:var(--gold-2)}
.form-msg{font-size:14px;font-weight:600}
.form-msg.ok{color:var(--green)}
.form-msg.err{color:var(--red)}

/* ---------- Pages intérieures ---------- */
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:13px;color:var(--muted);padding-top:26px}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:var(--gold)}
.crumbs span[aria-current]{color:var(--soft)}
.crumbs i{font-style:normal;color:var(--dim)}
.phero{position:relative;padding-block:10px 60px;background:radial-gradient(90% 90% at 80% 0%,#14254A 0%,transparent 60%)}
.phero .grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center;margin-top:26px}
@media (max-width:900px){.phero .grid{grid-template-columns:1fr}}
.phero h1{font-size:clamp(32px,4.4vw,58px);margin-block:16px 18px}
.phero .lead{font-size:18px;color:var(--soft);max-width:36em}
.phero .ctas{margin-top:26px}
.hero-art{position:relative;height:320px;max-width:100%}
.hero-art canvas{position:absolute;inset:0;width:100%!important;height:100%!important}
@media (max-width:900px){.hero-art{height:200px;order:-1;margin-bottom:-10px}}
.meta{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:22px;font-size:14px;color:var(--muted)}
.meta img{width:38px;height:38px;border-radius:50%;object-fit:cover;border:1px solid var(--line-2)}
.meta strong{color:var(--soft);font-weight:600}
.brief{position:relative;margin-top:30px;padding:22px 24px 22px 26px;border-radius:18px;background:rgba(243,216,146,.06);border:1px solid var(--line-2);max-width:780px}
.brief::before{content:"En bref";display:inline-block;font:700 11px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:#1A1406;background:var(--gold);padding:3px 8px;border-radius:5px;margin-bottom:10px}
.brief p{color:var(--soft);font-size:16.5px}

.with-toc{display:grid;grid-template-columns:240px minmax(0,1fr);gap:56px;align-items:start;padding-block:40px 20px}
@media (max-width:980px){.with-toc{grid-template-columns:1fr;gap:10px}}
.toc{position:sticky;top:96px;display:grid;gap:2px;font-size:14px}
.toc p{font:600 11.5px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--dim);margin-bottom:8px}
.toc a{text-decoration:none;padding:8px 12px;border-left:2px solid var(--line);color:var(--muted);transition:color .2s,border-color .2s}
.toc a:hover{color:var(--hi)}
.toc a.on{color:var(--gold-2);border-left-color:var(--gold)}
@media (max-width:980px){.toc{position:static;display:flex;flex-wrap:wrap;gap:6px}.toc p{width:100%}.toc a{border:1px solid var(--line);border-radius:999px;padding:6px 12px;font-size:13px}}
.content > section{padding-block:36px;border-bottom:1px solid var(--line);scroll-margin-top:96px}
.content > section:first-child{padding-top:0}
.content > section:last-of-type{border-bottom:0}
.content h2{font-size:clamp(26px,3vw,38px);margin-bottom:16px}
.content h3{font-size:20px}
.content p{color:var(--soft);max-width:68ch}
.content p + p{margin-top:14px}

.flow{display:grid;grid-template-columns:1fr 90px 1fr;align-items:center;gap:10px;margin-top:24px}
.flow .col{display:grid;gap:8px}
.pill{display:flex;justify-content:space-between;gap:10px;padding:11px 14px;border-radius:12px;background:var(--panel);border:1px solid var(--line);font-size:14.5px}
.pill b{font-family:var(--mono);font-weight:500;color:var(--red)}
.pill.one{padding:22px 18px;border-color:var(--line-2);background:linear-gradient(135deg,rgba(243,216,146,.16),rgba(212,175,95,.06));font-size:16px}
.pill.one b{color:var(--green);font-size:22px}
.pipe{display:grid;place-items:center}
.pipe svg{width:90px;height:60px;overflow:visible}
.pipe path{stroke:var(--gold);stroke-width:2;fill:none;stroke-dasharray:6 8;animation:dash 1.2s linear infinite}
@keyframes dash{to{stroke-dashoffset:-28}}
@media (max-width:640px){.flow{grid-template-columns:1fr}.pipe svg{transform:rotate(90deg);width:60px}}

.chips-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:22px}
@media (max-width:900px){.chips-grid{grid-template-columns:1fr 1fr}}
.chip-card{padding:16px;border-radius:16px;background:var(--panel);border:1px solid var(--line)}
.chip-card b{display:block;font-size:15px;margin-bottom:4px}
.chip-card span{font-size:13.5px;color:var(--muted)}
.pros{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}
@media (max-width:760px){.pros{grid-template-columns:1fr}}
.pros > div{padding:24px;border-radius:18px;border:1px solid var(--line);background:var(--panel)}
.pros h3{margin-bottom:12px}
.pros ul{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.pros li{display:flex;gap:10px;color:var(--soft);font-size:15px}
.pros .ok{border-color:rgba(70,223,160,.3)}
.pros .ok li::before{content:"✓";color:var(--green);font-weight:700}
.pros .warn{border-color:rgba(255,196,92,.3)}
.pros .warn li::before{content:"!";color:var(--amber);font-weight:700;width:10px;text-align:center}
.steps4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:22px;counter-reset:s}
@media (max-width:860px){.steps4{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.steps4{grid-template-columns:1fr}}
.steps4 > div{padding:20px;border-radius:18px;background:var(--panel);border:1px solid var(--line)}
.steps4 > div::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;border:1px solid var(--line-2);color:var(--gold);font:800 16px var(--display);margin-bottom:12px}
.steps4 b{display:block;font-size:16px;margin-bottom:4px}
.steps4 span{font-size:14px;color:var(--muted)}
.cta-band{margin-top:40px;padding:34px;border-radius:24px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;background:radial-gradient(120% 140% at 0% 0%,#1C2F59,var(--bg-2) 70%);border:1px solid var(--line-2)}
.cta-band h3{font-size:clamp(22px,2.6vw,30px);max-width:24em}
.cta-band p{color:var(--muted);margin-top:6px}
.author{display:grid;grid-template-columns:88px 1fr;gap:20px;align-items:center;padding:24px;border-radius:20px;background:var(--panel);border:1px solid var(--line);margin-top:30px}
.author img{width:88px;height:88px;border-radius:50%;object-fit:cover;border:2px solid var(--line-2)}
.author b{font-size:17px}
.author .role{font-size:13px;color:var(--gold);font-weight:600;letter-spacing:.04em}
.author p{font-size:14.5px;color:var(--muted);margin-top:6px}
@media (max-width:520px){.author{grid-template-columns:1fr}}

/* Calculateurs */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:22px}
@media (max-width:860px){.calc{grid-template-columns:1fr}}
.calc .glass{padding:24px}
.res-row{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid var(--line);font-size:15px}
.res-row:last-of-type{border-bottom:0}
.res-row b{font-family:var(--mono);font-weight:500;white-space:nowrap}
.res-big{font:800 clamp(36px,4.4vw,56px)/1 var(--display);white-space:nowrap;margin-block:6px 14px}
.gauge{height:10px;border-radius:6px;background:var(--track);overflow:hidden;margin-top:10px}
.gauge i{display:block;height:100%;width:0;border-radius:6px;transition:width .5s,background .5s}
.check{display:grid;gap:8px;margin-top:18px}
.check label{display:flex;gap:12px;align-items:center;padding:12px 14px;border-radius:12px;background:var(--panel);border:1px solid var(--line);cursor:pointer;transition:border-color .2s}
.check input{width:18px;height:18px;accent-color:var(--gold);flex:none}
.check label:has(input:checked){border-color:rgba(70,223,160,.4)}
.check label:has(input:checked) span{color:var(--muted);text-decoration:line-through}
.check-prog{display:flex;align-items:center;gap:12px;margin-top:14px;font-size:14px;color:var(--muted)}
.check-prog .gauge{flex:1;margin:0}

/* Page ville / agence */
.agency-top{display:grid;grid-template-columns:1.1fr .9fr;gap:22px;margin-top:26px}
@media (max-width:900px){.agency-top{grid-template-columns:1fr}}
.info{padding:26px;display:grid;gap:14px}
.info .row{display:grid;grid-template-columns:28px 1fr;gap:10px;align-items:start;font-size:15px}
.info .row svg{margin-top:3px}
.info .tel{font:500 20px var(--mono);color:var(--gold-2);text-decoration:none}
.status{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--green);background:rgba(70,223,160,.1);border:1px solid rgba(70,223,160,.3);padding:5px 10px;border-radius:999px;width:fit-content}
.status::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(70,223,160,.2)}
.advisor{display:grid;grid-template-columns:120px 1fr;gap:18px;padding:22px;align-items:center}
.advisor img{width:120px;height:140px;object-fit:cover;border-radius:16px}
.advisor b{font:700 20px var(--display)}
.advisor p{font-size:14.5px;color:var(--muted);margin-top:6px}
@media (max-width:420px){.advisor{grid-template-columns:1fr}}
.map-wrap{padding:18px;overflow-x:auto;margin-top:26px}
.map-wrap svg{display:block;width:100%;height:auto;min-width:480px}
.map-legend{display:flex;gap:16px;flex-wrap:wrap;font-size:13px;color:var(--muted);padding:8px 6px 0}
.city-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.city-chips a{display:inline-flex;gap:8px;align-items:baseline;padding:8px 14px;border-radius:999px;background:var(--panel);border:1px solid var(--line);text-decoration:none;font-size:14.5px;transition:border-color .2s}
.city-chips a:hover{border-color:var(--gold)}
.city-chips small{font:500 12px var(--mono);color:var(--gold)}
.communes{color:var(--muted);font-size:15px;margin-top:14px}
.communes b{color:var(--soft)}

/* Blog */
.search{display:flex;align-items:center;gap:10px;max-width:520px;margin-top:26px;padding:10px 16px;border-radius:999px;background:rgba(255,255,255,.05);border:1px solid var(--line)}
.search input{flex:1;background:none;border:0;color:var(--text);font:15px var(--sans);outline:none;min-width:0}
.cats{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.cats button{font:600 13.5px var(--sans);padding:8px 14px;border-radius:999px;border:1px solid var(--line);background:transparent;color:var(--soft);cursor:pointer}
.cats button[aria-pressed="true"]{background:var(--gold);border-color:var(--gold);color:#1A1406}
.feat{display:grid;grid-template-columns:1.1fr 1fr;overflow:hidden;text-decoration:none;margin-top:30px}
@media (max-width:860px){.feat{grid-template-columns:1fr}}
.feat .txt{padding:30px;display:flex;flex-direction:column;gap:12px;justify-content:center}
.feat h2{font-size:clamp(24px,2.8vw,34px)}
.feat p{color:var(--muted)}
.cover{position:relative;min-height:220px;overflow:hidden;display:grid;place-items:center}
.cover .glyph{font:800 110px/1 var(--display);color:rgba(255,255,255,.1);letter-spacing:-.04em}
.cover .cat{position:absolute;left:16px;top:16px;font:600 11px var(--sans);letter-spacing:.12em;text-transform:uppercase;background:rgba(6,11,24,.7);color:var(--gold-2);padding:5px 9px;border-radius:6px;backdrop-filter:blur(6px)}
.c-fondations{background:radial-gradient(circle at 30% 30%,#3B5DA8,#14213F 70%)}
.c-regroupement{background:radial-gradient(circle at 70% 30%,#B08B3C,#2A2112 70%)}
.c-assurance{background:radial-gradient(circle at 60% 40%,#7B5BB5,#1E1733 70%)}
.c-identite{background:radial-gradient(circle at 40% 70%,#2E8B6A,#0F261F 70%)}
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}
@media (max-width:900px){.posts{grid-template-columns:1fr 1fr}}
@media (max-width:580px){.posts{grid-template-columns:1fr}}
.post{overflow:hidden;text-decoration:none;display:flex;flex-direction:column;transition:transform .3s,border-color .3s}
.post:hover{transform:translateY(-4px);border-color:var(--line-2)}
.post .cover{min-height:160px}
.post .cover .glyph{font-size:76px}
.post .txt{padding:20px;display:flex;flex-direction:column;gap:8px;flex:1}
.post h3{font-size:19px;line-height:1.25}
.post p{font-size:14.5px;color:var(--muted)}
.post .when{margin-top:auto;padding-top:8px;font:500 12px var(--mono);color:var(--dim)}
.empty{padding:30px;text-align:center;color:var(--muted)}
.newsletter{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:center;padding:34px;margin-top:50px}
@media (max-width:820px){.newsletter{grid-template-columns:1fr}}
.newsletter form{display:flex;gap:10px;flex-wrap:wrap}
.newsletter input[type=email]{flex:1;min-width:200px;padding:14px 16px;border-radius:999px;border:1px solid var(--line);background:var(--field);color:var(--text);font:15px var(--sans)}

/* Article (contenu Markdown) */
.read-bar{position:fixed;left:0;top:0;height:3px;width:0;background:linear-gradient(90deg,var(--gold),var(--gold-2));z-index:80;box-shadow:0 0 10px var(--gold)}
.art-head{max-width:820px}
.prose{max-width:70ch}
.prose h2{font-size:clamp(24px,2.8vw,34px);margin:44px 0 14px;scroll-margin-top:96px}
.prose h3{font-size:21px;margin:30px 0 10px}
.prose p,.prose li{color:var(--soft);font-size:17px}
.prose p{margin-top:14px}
.prose ul,.prose ol{margin:14px 0 0;padding-left:22px;display:grid;gap:6px}
.prose strong{color:var(--hi)}
.prose a{color:var(--gold-2)}
.prose blockquote{margin:22px 0 0;padding:16px 20px;border-left:3px solid var(--gold);background:var(--panel);border-radius:0 14px 14px 0}
.prose blockquote p{margin:0}
.prose p.tip{margin-top:26px;padding:12px 16px;border-radius:12px;background:rgba(243,216,146,.07);border:1px solid var(--line-2);color:var(--gold-2)}
.prose .tbl-wrap{margin-top:18px}
.prose table{min-width:0}
.prose td:last-child,.prose th:last-child{text-align:right;font-family:var(--mono)}
.share{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-top:30px;font-size:14px;color:var(--muted)}
.share button{font:600 13.5px var(--sans);padding:9px 14px;border-radius:999px;border:1px solid var(--line);background:transparent;color:var(--soft);cursor:pointer}
.share input{flex:1;min-width:220px;max-width:380px;padding:9px 12px;border-radius:10px;border:1px solid var(--line);background:var(--field);color:var(--muted);font:13px var(--mono)}

/* À propos */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:34px}
@media (max-width:760px){.stats{grid-template-columns:1fr 1fr}}
.stats .stat{padding:20px;border-radius:18px;background:var(--panel);border:1px solid var(--line)}
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media (max-width:860px){.values{grid-template-columns:1fr}}
.values > div{padding:26px;border-radius:20px;background:var(--panel);border:1px solid var(--line)}
.values .ic{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:rgba(212,175,95,.12);border:1px solid var(--line-2);margin-bottom:16px}
.values h3{font-size:21px;margin-bottom:8px}
.values p{color:var(--muted);font-size:15px}
.writer{display:grid;grid-template-columns:.8fr 1.2fr;gap:36px;align-items:center;padding:34px}
@media (max-width:860px){.writer{grid-template-columns:1fr;padding:24px}}
.writer img{width:100%;max-width:340px;aspect-ratio:4/5;object-fit:cover;border-radius:20px;border:1px solid var(--line-2)}
.writer ul{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:8px}
.writer li{display:flex;gap:10px;color:var(--soft);font-size:15px}
.writer li::before{content:"✦";color:var(--gold)}
.writer .links{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.reg{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:22px}
@media (max-width:860px){.reg{grid-template-columns:1fr}}
.reg > div{padding:20px;border-radius:16px;background:var(--panel);border:1px solid var(--line);font-size:14.5px;color:var(--muted)}
.reg b{display:block;color:var(--hi);font-size:15px;margin-bottom:4px}

/* Étude gratuite (formulaire en étapes) */
.etude{display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:start;margin-top:26px}
@media (max-width:960px){.etude{grid-template-columns:1fr}}
.wizard{padding:28px}
.w-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:26px}
.w-steps div{font-size:12.5px;color:var(--dim);display:grid;gap:8px}
.w-steps div::before{content:"";height:4px;border-radius:4px;background:rgba(255,255,255,.1);transition:background .4s}
.w-steps div.on{color:var(--soft)}
.w-steps div.on::before{background:var(--gold)}
@media (max-width:520px){.w-steps div{font-size:0}}
.w-pane h2{font-size:clamp(22px,2.6vw,30px);margin-bottom:6px}
.w-pane > p{color:var(--muted);margin-bottom:20px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media (max-width:520px){.opts{grid-template-columns:1fr}}
.opt{position:relative;display:flex;gap:12px;align-items:center;padding:16px;border-radius:14px;border:1px solid var(--line);background:rgba(255,255,255,.03);cursor:pointer;transition:border-color .2s,background .2s}
.opt input{position:absolute;opacity:0}
.opt .dot{flex:none;width:20px;height:20px;border-radius:50%;border:2px solid var(--muted);transition:all .2s}
.opt:has(input:checked){border-color:var(--gold);background:rgba(243,216,146,.08)}
.opt:has(input:checked) .dot{border-color:var(--gold);box-shadow:inset 0 0 0 4px var(--bg),inset 0 0 0 10px var(--gold)}
.opt:has(input:focus-visible){outline:2px solid var(--gold-2);outline-offset:2px}
.opt b{font-size:15px;display:block}
.opt small{color:var(--muted);font-size:13px}
.w-label{font:600 12px var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin:22px 0 10px}
.stepper{display:inline-flex;align-items:center;border:1px solid var(--line);border-radius:999px;overflow:hidden}
.stepper button{width:42px;height:42px;background:rgba(255,255,255,.04);border:0;color:var(--hi);font-size:20px;cursor:pointer}
.stepper output{min-width:48px;text-align:center;font:500 16px var(--mono)}
.w-nav{display:flex;justify-content:space-between;gap:12px;margin-top:28px}
.done{text-align:center;padding:30px 10px}
.done .ok{width:72px;height:72px;border-radius:50%;display:grid;place-items:center;margin:0 auto 18px;background:rgba(70,223,160,.12);border:1px solid rgba(70,223,160,.4);font-size:34px;color:var(--green)}
.aside{position:sticky;top:96px;display:grid;gap:14px}
.aside .panel{padding:22px}
.aside h2{font-size:18px;margin-bottom:12px}
.aside ol{margin:0;padding-left:20px;display:grid;gap:8px;color:var(--soft);font-size:14.5px}
.faces{display:flex;margin-bottom:12px}
.faces img{width:44px;height:44px;border-radius:50%;object-fit:cover;border:2px solid var(--bg);margin-left:-10px}
.faces img:first-child{margin-left:0}

/* Pages légales et 404 */
.legal-page{max-width:820px;padding-block:20px 40px}
.legal-page h2{font-size:24px;margin:34px 0 10px}
.legal-page p,.legal-page li{color:var(--soft)}
.legal-page p + p{margin-top:10px}
.todo{color:var(--amber)}

/* ---------- Pied de page ---------- */
.site-foot{border-top:1px solid var(--line);padding-block:56px 30px;margin-top:100px;font-size:14px;color:var(--muted)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
@media (max-width:800px){.foot-grid{grid-template-columns:1fr 1fr}}
.foot-t{color:#fff;font:600 14px var(--sans);letter-spacing:0;margin:0 0 12px}
.site-foot ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}
.site-foot a{text-decoration:none}
.site-foot a:hover{color:var(--gold)}
.legal{border-top:1px solid var(--line);margin-top:36px;padding-top:22px;font-size:12.5px;line-height:1.6;display:grid;gap:8px;color:var(--dim)}
.legal strong{color:var(--soft)}

@media (prefers-reduced-motion: reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .reveal.pre{transform:none;filter:none}
}

/* Carte Google Maps des agences (chargée au clic) */
.gmap{position:relative;height:440px;max-width:100%;overflow:hidden;margin-top:26px;border-radius:22px}
.gmap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.gmap-ph{position:absolute;inset:0;display:grid;place-content:center;justify-items:center;gap:10px;padding:24px;text-align:center;background:radial-gradient(500px circle at 50% 40%,rgba(212,175,95,.14),transparent 60%),repeating-linear-gradient(0deg,rgba(160,180,220,.06) 0 1px,transparent 1px 48px),repeating-linear-gradient(90deg,rgba(160,180,220,.06) 0 1px,transparent 1px 48px)}
.gmap-ph b{font:700 22px var(--display)}
.gmap-ph span{color:var(--soft)}
.gmap-ph .btn{margin-top:8px}
.gmap-ph small{color:var(--dim);font-size:12.5px}
@media (max-width:600px){.gmap{height:340px}}

/* Listes à puces des pages solutions */
.content ul.bullets{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:10px;max-width:68ch}
.content ul.bullets li{display:flex;gap:12px;color:var(--soft)}
.content ul.bullets li::before{content:"✦";color:var(--gold);flex:none}
.regime{display:inline-flex;align-self:flex-start;font:500 12.5px var(--mono);color:var(--gold-2);background:rgba(243,216,146,.08);border:1px solid var(--line-2);padding:5px 10px;border-radius:999px}

/* Signature commune des auteurs (Julie et Jonathan) */
.duo{display:inline-flex;flex:none}
.duo img{width:var(--s);height:var(--s);border-radius:50%;object-fit:cover;border:2px solid var(--bg)}
.duo img + img{margin-left:calc(var(--s) * -.3)}
.author .duo img{border-color:var(--panel)}
.author{grid-template-columns:auto 1fr}
.writer-duo{display:grid;grid-template-columns:1fr 1fr;gap:12px;max-width:420px}
.writer .writer-duo img{max-width:100%}
@media (max-width:520px){.author{grid-template-columns:1fr}}
.site-foot .foot-ag{gap:14px;line-height:1.5}
.site-foot .foot-ag strong{color:var(--soft)}

/* Fiche agence : les conseillers */
.advisors{padding:24px;display:grid;gap:18px;align-content:start}
.advisors > .eyebrow{display:flex}
.advisors .advisor{display:grid;grid-template-columns:96px 1fr;gap:16px;padding:0;align-items:center}
.advisors .advisor + .advisor{padding-top:18px;border-top:1px solid var(--line)}
.advisors .advisor img{width:96px;height:112px;object-fit:cover;border-radius:14px}
.advisors .advisor b{display:block;font:700 20px/1.15 var(--display)}
.advisors .advisor .role{display:block;font-size:13px;font-weight:600;color:var(--gold);margin-top:4px}
.advisors .advisor p{font-size:14.5px;color:var(--muted);margin-top:6px}
@media (max-width:420px){.advisors .advisor{grid-template-columns:72px 1fr}.advisors .advisor img{width:72px;height:84px}}

/* Page coaching budgétaire */
.chips-grid.cols-2{grid-template-columns:1fr 1fr}
.steps4.cols-3{grid-template-columns:repeat(3,1fr)}
@media (max-width:700px){.chips-grid.cols-2,.steps4.cols-3{grid-template-columns:1fr}}
.author > img{width:88px;height:88px}

/* Lettres mensuelles (newsletter clients et espace partenaires) */
.lettre-wrap{padding-block:30px 0}
.lettre{padding:clamp(22px,4vw,44px)}
.lettre > h2{font-size:clamp(26px,3.4vw,40px);margin:14px 0 8px}
.lettre .prose{max-width:74ch}
.archives summary span{font-weight:500}
.archives summary b{color:var(--gold-2);font-weight:700}
.faq details .prose{padding-bottom:24px}
.faq details .prose p{padding-bottom:0}
.stats.three{grid-template-columns:repeat(3,1fr)}
@media (max-width:600px){.stats.three{grid-template-columns:1fr}}
.engagement{margin-top:18px;padding:16px 18px;border-radius:14px;background:rgba(70,223,160,.08);border:1px solid rgba(70,223,160,.3);color:var(--soft);max-width:820px}
.engagement b{color:var(--green)}
.newsletter form .consent{flex-basis:100%}

/* Bouton « Nous contacter » : appel direct sur smartphone, numéros affichés sur ordinateur et tablette */
.call-btn{padding:11px 16px;font-size:14px}
@media (max-width:600px){.call-btn{width:44px;height:44px;padding:0;border-radius:12px}.call-btn span{position:absolute;left:-9999px}}
.call-pop{position:absolute;z-index:70;min-width:260px;padding:18px 20px;border-radius:18px;background:rgba(15,26,51,.98);border:1px solid var(--line-2);box-shadow:0 24px 60px -20px rgba(0,0,0,.7);backdrop-filter:blur(14px)}
.call-pop h2{font:600 11.5px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.call-pop .l{display:grid;gap:2px;padding-block:10px;border-top:1px solid var(--line)}
.call-pop .l:first-of-type{border-top:0;padding-top:0}
.call-pop .l span{font-size:13px;color:var(--muted)}
.call-pop .l b{font:500 21px var(--mono);color:#fff;user-select:all;white-space:nowrap}
.call-pop p{font-size:12.5px;color:var(--dim);margin-top:8px}
.head-cta .call-btn{padding:11px 16px}
@media (max-width:1180px){.head-cta .call-btn{display:inline-flex;width:44px;height:44px;padding:0;border-radius:12px}.head-cta .call-btn span{position:absolute;left:-9999px}}

/* Pages villes sans agence : rendez-vous à domicile ou par téléphone */
.domicile{display:flex;gap:14px;align-items:center;margin-top:4px;padding:16px 20px;border-radius:16px;background:rgba(70,223,160,.08);border:1px solid rgba(70,223,160,.3);color:var(--soft)}
.domicile svg{flex:none}
.domicile b{color:var(--green)}

/* Pages agences : photo de l'accueil à côté de la carte */
.trouver{display:grid;grid-template-columns:1fr 1.2fr;gap:20px;margin-top:26px;align-items:stretch}
.trouver .gmap{margin-top:0;height:auto;min-height:380px}
.agence-photo{margin:0;border-radius:22px;overflow:hidden;position:relative;box-shadow:var(--shadow)}
.agence-photo img{display:block;width:100%;height:100%;min-height:380px;object-fit:cover}
.agence-photo figcaption{position:absolute;left:14px;bottom:14px;font:600 13px var(--sans);color:#fff;background:rgba(6,11,24,.72);padding:6px 12px;border-radius:999px;backdrop-filter:blur(6px)}
@media (max-width:860px){.trouver{grid-template-columns:1fr}.agence-photo img{min-height:240px}}
.agency-photo{display:block;width:calc(100% + 56px);max-width:none;height:200px;object-fit:cover;margin:-28px -28px 8px;border-radius:22px 22px 0 0}
.agency{overflow:hidden}


/* Accueil : chaque agence = photo (2/3) + fiche (1/3) */
.agencies-rows{display:grid;gap:22px}
.agency-row{display:grid;grid-template-columns:2fr 1fr;gap:22px;align-items:stretch}
.agency-row:nth-child(even) .agency-pic{order:2}
.agency-pic{margin:0;position:relative;border-radius:22px;overflow:hidden;min-height:320px;box-shadow:var(--shadow)}
.agency-pic img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.agency-pic figcaption{position:absolute;left:14px;bottom:14px;font:600 13px var(--sans);color:#fff;background:rgba(6,11,24,.72);padding:6px 12px;border-radius:999px}
.agency-row .agency{align-content:center}
@media (max-width:820px){.agency-row{grid-template-columns:1fr}.agency-row:nth-child(even) .agency-pic{order:0}.agency-pic{min-height:220px}}


/* Accueil : Nevers = photo (1/3) à gauche + fiche (2/3) à droite */
.agency-row.pic-third{grid-template-columns:1fr 2fr}
@media (max-width:820px){.agency-row.pic-third{grid-template-columns:1fr}}

/* Accueil : logos des partenaires en défilement */
.track.partners{gap:18px;animation-duration:50s;align-items:center}
.partner{flex:none;display:grid;place-items:center;width:200px;height:96px;padding:16px 22px;background:#fff;border-radius:16px;box-shadow:0 12px 28px -18px rgba(0,0,0,.6)}
.partner img{display:block;max-width:100%;max-height:60px;width:auto;height:auto;object-fit:contain}
@media (max-width:760px){.partner{width:160px;height:80px;padding:12px 16px}.partner img{max-height:48px}}

/* Accueil : fiches agences, tout empilé, typographie élargie et conseillers */
.agency-row .agency{grid-template-columns:1fr;justify-items:start;gap:12px;padding:34px 36px}
.agency-row .agency h3{font-size:clamp(30px,3vw,40px)}
.agency-row .agency > p:not(.hrs){font-size:18px;line-height:1.5}
.agency-row .agency .tel{font-size:24px}
.agency-row .agency .hrs{font-size:15px}
.ag-team{display:flex;flex-wrap:wrap;gap:10px 22px;margin-block:6px 4px;padding-top:14px;border-top:1px solid var(--line)}
.ag-team span{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:15px}
.ag-team img{width:44px;height:44px;border-radius:50%;object-fit:cover;object-position:top;border:2px solid var(--line-2)}
@media (max-width:820px){.agency-row .agency{padding:26px 24px}}

/* Accueil : en-tête identique aux pages intérieures (oiseau réduit, sans animation pilotée) */
.home-hero{padding-top:40px}
.home-hero .grid{margin-top:0}
@media (min-width:901px){.home-hero .hero-art{height:380px}}

/* Pied de page : réseaux sociaux */
.socials{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.socials a{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;color:var(--gold-2);border:1px solid var(--line-2);transition:background .2s,color .2s}
.socials a:hover,.socials a:focus-visible{background:var(--gold-2);color:#1A1406}

/* Accueil : annonce de la chaîne YouTube */
.panel.yt{display:grid;grid-template-columns:auto 1fr auto;gap:26px;align-items:center;padding:30px 34px}
.yt-play{width:74px;height:74px;border-radius:22px;display:grid;place-items:center;color:#1A1406;background:linear-gradient(135deg,#F3D892,#D4AF5F);box-shadow:0 14px 30px -14px rgba(212,175,95,.7)}
@media (max-width:760px){.panel.yt{grid-template-columns:1fr;padding:26px 24px}.yt-play{width:60px;height:60px;border-radius:18px}}

/* Photos des articles (vignettes et en-tête d'article) */
.cover-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.cover-img.contain{object-fit:contain;padding:12% 18%}
.cover:has(.cover-img) .glyph{display:none}
.cover:has(.cover-img:not(.contain))::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,11,24,.35),transparent 45%);pointer-events:none}
.cover .cat{z-index:1}
.art-cover{margin:26px 0 0;position:relative;border-radius:22px;overflow:hidden;aspect-ratio:16/7;max-width:980px;min-height:0}
@media (max-width:700px){.art-cover{aspect-ratio:16/9}}

/* Mention du mandataire de l'agence du Creusot */
.mandat{font-size:10px;line-height:1.45;color:var(--dim);opacity:.85;margin-top:6px;letter-spacing:.01em}

/* Mentions obligatoires DCC2 : mention pédagogique et exemple représentatif */
.mention-credit{font-weight:700;font-size:15px;color:var(--hi);margin-top:14px;letter-spacing:.005em}
.site-foot .mention-credit{font-size:14px;margin-top:0}
.cta-band .mention-credit{font-size:14px;margin-top:10px}
.exemple-rep{margin-top:18px;padding:18px 20px;border:1px solid var(--line);border-radius:16px;background:rgba(255,255,255,.03)}
.exemple-rep .mention-credit{margin-top:0;margin-bottom:10px}
.exemple-rep p{font-size:13.5px;line-height:1.6;color:var(--soft)}
.exemple-rep .ml{font-size:15.5px;font-weight:700;color:var(--hi)}
.exemple-rep .small{font-size:12px;color:var(--dim);margin-top:8px}